Xactimate Level 2
Certified
Preparing detailed scopes and estimates in Xactimate.
Proudly Woman Owned & Operated
Clear answers for complex property claims.
Insurance appraisal, neutral umpire services, independent adjusting, and Xactimate estimating in Colorado, Arizona, and New Mexico.
- Fast Response Times
- Accurate Estimating
- Objective Claim Resolution
About the Firm
Helping you navigate property loss.
Practical support for residential and commercial property claims.
A Woman Owned & Operated Firm
TLC Claims Solutions, LLC
We evaluate property damage, prepare estimates, and help resolve disputed loss amounts with clear documentation.
We work with insurers, adjusting firms, attorneys, contractors, and policyholders on water, fire, wind, hail, theft, and vandalism claims.
View Services- Xactimate Level 2 Certified
- Symbility Experienced
- 9+ Years Experience
- Residential & Commercial
Credentials
Experience you can rely on.
Nine-plus years in property claims, with Xactimate certification and Symbility estimating experience.
9+Years of Experience
Symbility
Experienced
Preparing and reviewing property damage estimates in Symbility.
Damage Specialties
- Water
- Fire
- Wind
- Hail
- Theft
- Vandalism
- Residential
- Commercial
- Independent & Objective
- Colorado, Arizona & New Mexico
Services
Support at every stage of your claim.
Choose the service your assignment needs.
Insurance Appraisal
Evaluate disputed property loss amounts under the appraisal clause, supported by inspection findings and detailed estimates.
Neutral Umpire
Review both appraisers’ positions and supporting evidence to resolve a deadlock with a reasoned written award.
Independent Field Adjusting
Inspect property damage and document scope and loss details for carriers and independent adjusting firms.
Estimate Preparation & Review
Prepare Xactimate and Symbility estimates, or review existing estimates for scope, pricing, and repair methodology.
Claim Consulting
Help teams understand complex claim documentation and scope disputes.
Dispute Resolution
Support pre-litigation discussions, mediation, and settlement negotiations.
How It Works
A clear, structured appraisal process.
From the initial review to a written award, here is what to expect.
Assignment & Review
Review the policy appraisal clause, prior estimates, photos, and any expert reports to frame the disputed scope.
Independent Inspection
Thorough on-site inspection with detailed documentation of scope, materials, damages, and repair methodology.
Estimate & Negotiation
Prepare an accurate, well-supported Xactimate estimate and confer with the opposing appraiser to narrow differences.
Award or Umpire
Sign a joint award where possible, or submit clearly-reasoned position statements for the umpire's decision.
Umpire Services
Neutral. Reasoned. Defensible.
When appraisers cannot agree, we review both positions and the supporting evidence, then issue a written award explaining the decision.
Independent review. Clear reasoning.
Request an AssignmentIndependent Adjusting
Independent adjusting for daily claims.
Field inspections and loss documentation for carriers and independent adjusting firms.
Primary Coverage Area
Residential and commercial claims throughout Colorado, Arizona, and New Mexico with prompt scheduling and turnaround.
- Colorado
- Arizona
- New Mexico
How does the property insurance appraisal process work?
Once the appraisal clause is invoked, each party names an independent appraiser and the two appraisers select an umpire. Appraisers inspect the loss, exchange estimates, negotiate, and sign a joint award; any items they can't agree on are submitted to the umpire for a binding decision.
What areas do you serve?
Primary service area is Colorado, Arizona, and New Mexico for daily claims and appraisals.
What are your typical response and turnaround times?
Assignments are acknowledged the same business day. Inspection scheduling is typically within 3-7 days depending on location, with written reports and estimates issued promptly after inspection.
What are your fees?
Fees vary by assignment type and complexity. Appraisal, umpire, and independent adjusting work is quoted up front — please email an assignment request for a specific quote.
Contact
Let's discuss your claim.
Tell us about the property, location, and support you need. We’ll discuss the next steps for your assignment.
Email links open your email app.
- Call
- (720) 675-7324
- Response
- Within 1 business day